Looking for best ways on how to lower your car insurance payments? We can help. While Meemic offers savings up to 40% or more+ on car insurance for teachers and educators, we want to help you save as much as possible on your policy. Here are some ideas to get you behind the wheel with affordable car insurance in Michigan, Illinois, Wisconsin and Georgia.
As a general rule, safe drivers pay less for car insurance. The longer you drive without an accident or major citation, the lower your car insurance premium is likely to be. Also, the less you drive, the less likely you are to end up in an accident – so consider public transportation, riding your bike or even carpooling with another educator or school staff member.
Research Before You Buy a New Car
Did you know that not all cars cost the same to insure? If you are planning to purchase a new vehicle, be sure to do your research before you buy to avoid any surprises when you see your new rate. Certain makes and models with proven track records for safety can be less expensive, while others can cause an increase in insurance costs. To get started, check out the Insurance Institute for Highway Safety’s top safety picks.
Purchase Multiple Policies
We call it bundling – but you can just call it saving. When you combine more than one insurance policy with Meemic, your overall costs will go down. We provide all sorts of affordable insurance for educators like you, so consider us for home insurance, car insurance, boat insurance* and more.
Ask About Available Discounts for Teachers and Educators
The more we know about you, the more ways we can find to help you save. We’ll help you identify insurance discounts based on your car, your life and even your state of residence. Ask us about discounts for safe driving, multiple vehicles, paying your policy in full and more, including some exclusive to educators.
Choose a Higher Deductible
If you’re a good driver, a higher deductible might make sense. Your deductible is the amount you agree to pay out-of-pocket before your policy benefits apply. You can set your deductible to an amount you’re comfortable with when choosing a policy. The higher your deductible, the lower your car insurance premiums will be.
Do I Have to Be a Teacher to Join Meemic?
Teachers aren’t the only ones eligible to become Meemic Members. If you work for a public, charter, private or parochial school, university or teaching hospital, you can join. We’re proud to serve educational employees, including:
- Teacher’s Aides
- Cafeteria Workers
- Bus Drivers
- School Nurses
- School Secretaries
- Substitute Teachers
- Other School Employees
- College & University Employees (Professors, Deans, etc.)
- Teaching Hospital with Accredited Medical School Employees