Questions & Feedback
5 Ways to Lower Your Auto Insurance Cost
Looking for best ways on how to keep your auto insurance costs down? We can help. While Meemic already offers savings up to 35% for educators, we want to help you save even more. Here are some ideas to get you behind the wheel with affordable car insurance:
1 - Drive Safely
As a general rule, good drivers pay less for car insurance. The longer you drive without an accident or major citation, the lower your premium is likely to be. Also, the less you drive, the less likely you are to end up in an accident – so consider public transportation, riding your bike or even carpooling with another educator.
2 – Research That New Car
Did you know that not all cars cost the same to insure? Be sure to do your research before you buy. Certain makes and models with proven track records for safety can be less expensive to insure. To get started, check out the Insurance Institute for Highway Safety’s top safety picks.
3 – Purchase Multiple Policies
We call it bundling – but you can just call it saving. When you buy more than one policy with Meemic, your overall costs will go down. We provide all sorts of affordable insurance for educators like you, so consider us when you’re insuring your home, boat* and and for umbrella insurance.
4 – Ask About Available Discounts
The more we know about you, the more ways we can find to help you save. We’ll help you identify discounts based on your car, your life and even your state of residence. Ask us about discounts for safe driving, insuring multiple vehicles, paying your policy in full and more.
5 – Choose a Higher Deductible
If you’re a good driver, a higher deductible might make sense. Your deductible is the amount you agree to pay out-of-pocket before your policy benefits apply. You can set your deductible to an amount you’re comfortable with when choosing a policy. The higher your deductible, the lower your premiums will be.
* Boat insurance available only in Michigan.
Get a Quote for Auto Insurance Today
With Meemic, you’ll get high-quality auto insurance at an affordable price. How affordable? Just give us a little bit of information about yourself, and we’ll get you a quote in no time at all.
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Benefits to Educators: Other Insurance Products
Meemic was founded by teachers to offer great auto insurance to members of the educational community — but we offer more than just auto insurance. As an educator, insurance from Meemic can also help cover your home, condo, the belongings in your apartment and more.