Questions & Feedback
What Auto Insurance Covers
Understanding Your Auto Insurance Coverage*
You rely on your car and you can rely on Meemic to help protect it. Your local Meemic agent can help you understand your options for auto insurance coverage:
|If you’re at fault for an accident, this coverage pays for the value of another person’s injury or damage to another person’s property up to the elected/purchased policy limits.
||This coverage helps pay for damage to your vehicle caused by a rollover or contact with another vehicle or object regardless of who’s at fault.
||This coverage helps pay for damage to your vehicle not caused by a collision, such as theft, fire or flood.
||If another driver is at fault in an accident and doesn’t have enough coverage to pay for damages, this coverage will help with your costs.
*Uninsured Motorist Property Damage insurance is required in Illinois. This coverage pays for damage to your vehicle caused by an identified, at-fault, uninsured driver and is only offered to policyholders who choose not to purchase collision coverage.
As a Teacher or Educator, You Qualify for Exclusive Benefits & Discounts on Our Auto Insurance Coverage
With Meemic auto insurance coverage, you’ll get:
- Savings up to 35% and multiple auto insurance discount opportunities
- Exclusive educational community coverage, such as no deductible for covered comprehensive losses occurring on school property and liability coverage for transporting students to and from school events
- Exceptional industry-leading claims service and quality repairs using original equipment manufacturer (OEM) parts**
Interested in Becoming a Meemic Member?
Get started with an auto insurance quote or find a local Meemic agent.
**Certain qualifications and restrictions apply.