What Auto Insurance Covers

Understanding Your Auto Insurance Coverage*

You rely on your car and you can rely on Meemic to help protect it. Your local Meemic agent can help you understand your options for auto insurance coverage:

Liability Coverage Collision Coverage Comprehensive
Underinsured Motorist
If you’re at fault for an accident, this coverage pays for the value of another person’s injury or damage to another person’s property up to the elected/purchased policy limits. This coverage helps pay for damage to your vehicle caused by a rollover or contact with another vehicle or object regardless of who’s at fault. This coverage helps pay for damage to your vehicle not caused by a collision, such as theft, fire or flood. If another driver is at fault in an accident and doesn’t have enough coverage to pay for damages, this coverage will help with your costs.

*Uninsured Motorist Property Damage insurance is required in Illinois. This coverage pays for damage to your vehicle caused by an identified, at-fault, uninsured driver and is only offered to policyholders who choose not to purchase collision coverage.

As a Teacher or Educator, You Qualify for Exclusive Benefits & Discounts on Our Auto Insurance Coverage

With Meemic auto insurance coverage, you’ll get:

  • Savings up to 35% and multiple auto insurance discount opportunities
  • Exclusive educational community coverage, such as no deductible for covered comprehensive losses occurring on school property and liability coverage for transporting students to and from school events
  • Exceptional industry-leading claims service and quality repairs using original equipment manufacturer (OEM) parts**

Interested in Becoming a Meemic Member?

Get started with an auto insurance quote or find a local Meemic agent.

**Certain qualifications and restrictions apply.

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