Auto Insurance Coverage Explained

Understanding Your Auto Insurance Coverage

You rely on your car and you can rely on Meemic to help protect it. Your local Meemic agent can help you understand your options for auto insurance coverage:

Personal Injury Protection (PIP AE) helps cover expenses for injuries in an auto accident. PIP coverage is the largest part of your auto insurance premium and usually makes up about half of your total cost.

If you’re at fault for an accident, this coverage pays for the value of another person’s injury or damage to another person’s property up to the elected/purchased policy limits.

If another driver is at fault in an accident and doesn’t have enough coverage to pay for damages, this coverage will help with your costs.

This coverage helps pay for damage to your vehicle caused by a rollover or contact with another vehicle or object regardless of who’s at fault.

This coverage helps pay for damage to your vehicle not caused by a collision, such as theft, fire or flood.

Michigan Residents

On July 2, 2020, aspects of auto insurance changed as a part of Michigan's new auto insurance reform law, Meemic can keep you on track. Learn more about Michigan auto insurance reform or get a reform quote and view your potential savings.

As a Teacher or Educator, You Qualify for Exclusive Benefits & Discounts on Our Auto Insurance Coverage

With Meemic auto insurance coverage, you’ll get:

  • Savings up to 35% and multiple auto insurance discount opportunities
  • Exclusive educational community coverage, such as no deductible for covered comprehensive losses occurring on school property and liability coverage for transporting students to and from school events
  • Exceptional industry-leading claims service and quality repairs using original equipment manufacturer (OEM) parts*

Interested in Becoming a Meemic Member?

Get started with an auto insurance quote or find a local Meemic agent.

*Certain qualifications and restrictions apply.

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