Watercraft & Boaters Insurance


Big or Small, Meemic Has a Boaters Insurance Policy for You*

There’s no classroom quite like the water. That’s why we’re glad to offer boat insurance coverage for Michigan boat owners. Your local Meemic agent will be happy to answer any questions you may have and help you choose the policy and boat insurance coverage that works best for you.

Teachers and Educators Enjoy Special Perks

Meemic boat insurance comes with these great benefits:

  • $500 towing and labor coverage
  • Multi-policy discount
  • Safety course discount
  • Option to purchase uninsured boat coverage
  • Guaranteed collision repairs (through The Educated Choice® Repair Program shops only)

Take Advantage of One of Our Exclusive Clubs

Meemic’s Captain’s Club® Policy is available for a wide variety of boats. Along with the highest levels of boaters insurance coverage for physical damage and liability, this plan offers boat owners the flexibility to further customize your boat insurance coverage to match your unique needs.

In addition to Captain’s Club® Policy offers, Meemic’s Captain’s Club® Plus Policy adds:

  • Agreed value loss settlement on total losses
  • Waiver of deductible in the event of a total loss
  • $250 personal effects coverage with no deductible
  • $500 reward for stolen boat or arson information that leads to a conviction

Top-Rated Claims Service

If you have a boat insurance claim, rest assured that our claims professionals are at your service 24/7, and they're experts at responding to the needs of our boaters insurance policyholders.

Get Your Boat Insurance Quote — It’s Simple

Get started with a boat insurance quote or contact a local Meemic agent.

This page contains a brief description of boat insurance coverage. This is not a contract. Other terms, conditions and exclusions may apply. All coverages are subject to all policy provisions and applicable endorsements.

*Boat insurance is available only in Michigan.

Insurance products underwritten by Meemic Insurance Company or other insurance carriers through our affiliate agency, Meemic Insurance Services Corp.

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