Gardner Insurance Agency offers auto insurance in Saint Clair Shores, MI

Gardner Insurance Agency Welcomes You!

2022 President's Elite

Gardner Insurance Agency specializes in providing home and auto insurance in Saint Clair Shores, MI.  The agency is proud to offer insurance for educators through the Meemic family. Meemic was founded by teachers and has been serving the educational community for nearly 75 years. Customer satisfaction is our priority. Contact us about coverage options for your specific needs and find out how much you can save.

Learn More About The Meemic Foundation

Bill Gardner has been in sales and customer service for over 20 years. Bill has a passion for helping others and guiding them in the right direction. The Gardner Insurance Agency's main focus is making sure you get the service you deserve. Our job is to address your needs and design an insurance proposal that fits those needs at a competitive price. We are not just here for the quick sale. Our job is to be here for you when you really need us. We strive to be the best in the industry.

The best compliments we can receive are your referrals! We thank you for sharing your positive experience with our agency with your family and friends. We value you and your loyalty to the Gardner Insurance Agency and we sincerely appreciate your referrals!

Our Offices

Bill Gardner

21731 Greater Mack Ave.
Saint Clair Shores, MI 48080
Phone:  586-359-2286
Fax: 586-359-6438

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6300 Sashabaw Rd.
Clarkston, MI 48346
Phone:  248-707-3030
Fax: 248-707-3031

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Our Hours

It All Started with Auto Insurance 70 Years Ago

Way back in 1950, Meemic was founded by a small group of teachers to provide affordable auto insurance to their colleagues. True to our roots, we’re still committed to giving members of the educational community the best possible value in car insurance. No matter what kind of car you drive, contact us and we will tailor a policy to suit your needs.

Learn more about auto insurance 

Home Insurance

As a Meemic agency, we’re always striving for a perfect grade. We want you to be completely satisfied with our service, and we’re committed to helping you obtain homeowners insurance that meets your unique needs. Our dedication to quality and service is just one of the reasons Meemic consistently earns one of the highest customer service rankings in the industry.

Learn more about homeowners insurance 

Other Product Coverage Options

If it’s not a work day, you’ve got other places to go and other ways to get there. Take Meemic along for the ride and rest easy knowing you’re protected come what may. As Meemic insurance professionals, we have the expertise to help you choose the exact coverage for your boat insurance, recreational vehicle insurance or motorcycle insurance. We have product options to fit your unique needs.

Learn more about our other coverage options

Visit our Reform Center for more information on recent changes to Michigan's auto insurance laws from Meemic Insurance, a proud member of the AAA family.


Meemic is a member of the AAA family, and Meemic Members deserve only the very best. Now is a great time to become a valued member of AAA and enjoy all the great benefits and savings of AAA membership (including savings on Meemic insurance)!

Just a few of the benefits:
• AAA Roadside Assistance that can pay for your membership with one tow
• Instant discounts on hotels, dining, shopping and entertainment – worldwide
• Free identity theft protection
• Free TripTik® Travel Planner and AAA Travel Guides
• Free weather alerts by text and email

Visit our membership page for more information on the different AAA Membership levels.

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