Important Information on Completing and Returning Your Reform Coverage Selection Forms
Thank you for choosing insurance through Meemic and entrusting us with insuring the things that matter to you!
WE HAVE SOME IMPORTANT POLICY INFORMATION THAT NEEDS YOUR ATTENTION!
Michigan Auto Reform requires we provide forms for Bodily Injury (BI) and Personal Injury Protection Allowable Expenses (PIP-AE) Coverage. Instructions for completing these forms are provided below.
Michigan Bodily Injury Coverage & Michigan Choice of Bodily Injury Liability Coverage Limits
The form you receive with your insurance renewal documents shows the limits you selected for Bodily Injury as well as all available limits. Please review this form carefully.
- The BI form needs to be completed and returned to us if you wish to keep limits lower than $250,000/$500,000. We must receive both pages of the BI form or limits will be raised to $250,000/$500,000.
- The BI form does not need to be completed if:
- You selected and want to keep $250,000/$500,000 or higher for Bodily Injury Coverage; or
- You want $250,000/$500,000 Bodily Injury and had selected less than that.
- For all other BI selections, contact your agent.
Michigan Bodily Injury Coverage & Michigan Choice of Bodily Injury Liability Coverage Limits
The form you receive with your insurance renewal documents shows the limits you selected for Personal Injury Protection Allowable Expenses (PIP-AE) Coverage – Individuals. Please review this form carefully.
- The PIP-AE form needs to be completed and returned to us if you wish to keep any of the following limits: Option 4 ($250,000 with some or all persons excluded), Option 5 ($50,000), or Option 6 (no PIP allowable expenses coverage). Please ensure all 6 pages of the PIP-AE form are included. We must receive the PIP-AE form or limits will be raised to Unlimited. In addition, Proof of Qualified Health Coverage (QHC) needs to be provided in order to maintain the coverage selected.
- The PIP-AE form does not need to be completed if you want to keep PIP-AE coverage Option 1 (Unlimited), Option 2 ($500,000), or Option 3 ($250,000 with no exclusions).
- For all other PIP-AE selections, contact your agent.