* All policies with a PIP allowable expenses coverage selection of Option 4 ($250,000 with some or all persons excluded) OR Option 5 ($50,000 per person per accident) OR Option 6 (No PIP allowable expenses coverage) must provide current updated documentation at the time of initial application for insurance and at each renewal for Medicaid, Medicare, or other qualified health coverage as applicable to the chosen coverage. If you do not provide the documentation AND:
- Your PIP allowable expenses coverage selection is Option 4 ($250,000 with some or all persons excluded), your policy will be issued with Option 3 ($250,000 PIP allowable expenses coverage with no excluded persons) and you will be charged the appropriate premium for this coverage.
- Your PIP allowable expenses coverage selection is Option 5 ($50,000 per person per accident) OR Option 6 (No PIP allowable expenses coverage), your policy will be issued with Option 1 (unlimited PIP allowable expenses coverage) and you will be charged the appropriate premium for this coverage.
** As required under the No-Fault Act.
*** Please note that, as of July 1, 2023, Qualified Health Coverage (QHC) means either of the following:
- Health and accident coverage that does not exclude or limit coverage for injuries related to auto accidents and has an annual individual deductible of $6,579 or less; OR
- Coverage under both Medicare Parts A and B (or a Medicare Advantage plan).
Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to underwriting eligibility requirements. Insurance underwritten by Meemic Insurance Company, 1685 N. Opdyke Rd., Auburn Hills, MI 48326.