At Meemic, we look forward to working with the Michigan Catastrophic Claims Association (MCCA) to issue refunds to our auto insurance policyholders across the state.

On December 13, 2021, the Michigan Department of Insurance and Financial Services (DIFS) announced that policyholders with vehicles insured under a Michigan auto policy that met the minimum insurance requirements for operating on Michigan roads as of 11:59pm on October 31, 2021, will receive a MCCA refund of $400 per eligible vehicle and $80 per eligible historic/antique vehicle.

Refund checks to our eligible Michigan policyholders were mailed April 5, 2022. To reduce the complexity of issuing and tracking refunds, Meemic issued these refunds by check. To check the status of your refund, please visit the MCCA Refund Payments portal.

MCCA refunds are possible because of reforms to Michigan’s auto no-fault system passed with bipartisan support in 2019 and sound financial returns on investments made by the MCCA. And now, these reforms are putting money back into the pockets of our customers and drivers across the state.

If you have any questions about the status of your refund, you can contact our customer service department at 800-362-4030.


Michigan DIFS FAQs Regarding MCCA Refunds

All vehicles that were insured as of 11:59 p.m. on October 31, 2021, are eligible to receive a refund if the vehicle was covered by a policy that meets the minimum insurance requirements for operating a vehicle on Michigan roads.

The MCCA has announced that the refund will be $400 per eligible vehicle. For example, if you had auto insurance policies for two cars as of 11:59 p.m. on October 31, 2021, you will receive a refund of $800. The refund is $80 per historical vehicle. The MCCA Refund Payments portal provides estimated MCCA Refund information for Meemic auto insurance policyholders. If you have multiple policies, you will receive one check per policy and can look them up individually.

MCCA Refund checks were mailed to eligible Meemic policyholders on April 5, 2022. All refunds have been issued as checks. The MCCA Refund Payments portal provides estimated MCCA Refund check mail dates for Meemic auto insurance policyholders. If you have multiple policies, you will receive one check per policy and can look them up individually.

No. A refund check will be issued to eligible Michigan policyholders. If you are eligible to receive a refund, it will be sent to you by Meemic Insurance Co., and you will not have to do anything to receive it.

Yes, motorcycles and RVs are eligible for the $400 refund if the motorcycle or RV was covered by a policy that meets the minimum insurance requirements for operating on Michigan roads.

No. Trailers are not subject to the MCCA assessment and therefore are not eligible for the refund.

Yes. All qualified vehicles are eligible to receive a refund regardless of the PIP medical coverage level chosen on the policy.

No. In order to qualify, policies must meet the minimum insurance requirements for operating a vehicle on Michigan roads. “Comp Only” vehicles do not qualify.

Historic vehicles are only charged 20% of the annual MCCA assessment due to their limited allowable use. Therefore, drivers will receive a refund of $80 for each historic vehicle they had insured as of 11:59 p.m. on October 31, 2021.

No. Insurance companies must issue the refund to policyholders.

Meemic will mail your refund via check to the address we have on record. To prevent delays in getting your refund if you have moved, you should contact your Meemic Agent to ensure we have your current information.

This refund does not impact the care auto accident survivors are entitled to under their auto insurance policy.

These answers are based on information provided by DIFS and are not meant to be a substitute for legal advice. For more information about MCCA refunds, visit Michigan.gov/MCCARefund.

Have Questions? Call us at
800-362-4030

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