Meet Our Staff

Our staff pride themselves on being efficient, professional and friendly.

Our experienced CSRs will do their best to place you with the appropriate coverage at the most competitive price. We will answer all your questions and explain all available coverages. Our personal service is just what you are looking for to meet your insurance needs!

Agency Principal

Mark Owen

Mark has been a Meemic Agent since August 1996. He graduated from DeWitt High School in 1977 and received a Bachelor of Science degree from Michigan State University. He is licensed with the State of Michigan to sell personal lines property, casualty and life insurance.

Mark’s educational career includes time as a teacher, coach and technology coordinator. Mark has served more than 25 years in public education. Mark and wife Marla, who retired as second-grade teacher, are proud parents of Mark Jr. and Tyler. Mark Jr. graduated from Florida Atlantic with a Bachelor of Science in economics and now works at GovSpend in Deerfield Beach, FL. Tyler graduated from Michigan State University and works for the Owen Agency.


Martha Wilcox

Marty retired from the Flint Community Schools with 30 years of service. While at Flint Schools, she worked in printing services, ending her tenure as supervisor. Marty is a licensed insurance representative and has worked for Meemic and the VanRoeyen Agency for 10 years. She has made many great friends with the office staff and you, our clients! Marty enjoys marketing for the Owen Agency and loves bringing you the treats.

Charlene Carlson

Charlene worked at Meemic headquarters for 15 years prior to joining the Owen Agency. She currently resides in Shelby Township with her daughter. Charlene has worked in the insurance industry since 1976.

Betty Moncman

Betty has been working for the Owen Agency for a year and had eight years insurance experience before joining the Davison office. She currently resides in Vassar and has two daughters.

Patty Russell

Patty has worked 25 years in the insurance industry and is licensed in property and casualty insurance. She is the most senior member working at the Owen Agency and has been with the agency for 11 years.

Cathy Newberry

Cathy began her insurance career insurance at the A.S. Arbury & Sons Insurance Company in Midland. After moving to the Auburn Hills area, Cathy worked at the Meemic main office as an underwriter. Both experiences did a lot to help Cathy fit in at both our Davison and Flint offices. Cathy has two children, 18-year-old son Justin and 16-year-old daughter Julia. Cathy is a devoted mom who cares greatly about her family. Cathy is very helpful to our clients.

Kelly Urrutia

Kelly is the office manager at the Flint branch. She has been working with Meemic since 2001, when she first started at the headquarters. She received her property and casualty license in 2005. Kelly joined the Mark Owen Agency in 2010 and will be here for many years to come! Kelly works hard to help our customers with all their coverage needs. She has two children, Catalina and Michael, who keep her on her toes when she isn’t working at the office.

Amanda Yeager

Amanda has been with Meemic since 2005. In 2013, she achieved her goal of becoming a licensed representative. She is married and has two children, Evalyn and Ethan. Both are very active in sports, and Amanda enjoys watching them play. She also enjoys camping with her family and friends during the summer months, and exploring Michigan’s beauty. She believes that customer service is key and loves to save you money.

Kathleen Hatcher

Kathleen Hatcher began her insurance career with Meemic headquarters from 1993 through 2009, where she worked as a senior underwriter and territory leader. She continues to hold her property and casualty license. We were thrilled when Kathleen joined our agency April 2014. Her duties include sales and service, Meemic Foundation grant presenter and goodwill visits to our educational community.

She enjoys greeting members at the door with a friendly smile to offer beverages and candies. Her motto is: I work for “The Friendly Flint Office.” All members leave with a smile on their face, ready to refer other educational employees to our agency.

Kathleen has four beautiful grandchildren. She calls Fenton home, where she spends most of her time outdoors, gardening her vast array of flower and vegetable gardens and swimming in her pool.

Tyler Owen

Tyler is the son of Mark and Marla. He graduated from Davison High School in 2012 and received a bachelor’s degree in organizational communication from Michigan State University in 2017. Tyler constantly works for both offices. He is licensed with the State of Michigan to sell property and casualty insurance.

At work, Tyler is involved with the home screening process, along with the management of the social media accounts. He enjoys finding creative marketing strategies to help produce quote and foundational activity. He also enjoys coaching and playing baseball during the spring and summer.

Kristin Haugen

Kristin has been at our Flint branch since 2015 as a licensed representative. She is an Air Force veteran and a graduate of Michigan State University who calls Millington home. She has two daughters, Hailey and Maia. Kristin enjoys being outdoors and traveling, and is an avid animal lover.

Sierra Garcia

Sierra works in the Flint branch. She started in October 2015. She got her property and casualty license in May 2016, and she says she likes working with such a great team. Something Sierra likes about herself is that she’s now a mom to a sweet baby boy.