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We currently only offer Meemic Insurance to residents in the following states:
Georgia, Illinois, Michigan and Wisconsin

We're sorry, we currently only offer Meemic Insurance to residents in the following states:

Georgia, Illinois, Michigan and Wisconsin

Meemic is growing and we hope to provide protection for educators in more states in the near future.

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Looking for The Meemic Foundation? Visit


We’re sorry, we currently only offer Meemic Insurance to Illinois residents within the following counties:

Adams, Boone, Brown, Bureau, Carroll, Cass, Champaign, Christian, Clark, Clay, Coles, Cook, Crawford, Cumberland, De Witt, DeKalb, Douglas, DuPage, Edgar, Effingham, Fayette, Ford, Fulton, Grundy, Hancock, Henderson, Henry, Iroquois, Jasper, Jo Daviess, Kane, Kankakee, Kendall, Knox, La Salle, Lake, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Marshall, Mason, McDonough, McHenry, McLean, Menard, Mercer, Montgomery, Morgan, Moultrie, Ogle, Peoria, Piatt, Pike, Putnam, Richland, Rock Island, Sangamon, Schuyler, Scott, Shelby, Stark, Stephenson, Tazewell, Vermillion, Warren, Whiteside, Will, Winnebago and Woodford.

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Looking for The Meemic Foundation? Visit


Welcome, Virginia Educators!

Meemic and AAA couldn't be happier to work together to offer exclusive savings to members of the educational community in Virginia, plus grants and other benefits through The Meemic Foundation.


Your Location: Virginia (Change)

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We Are Here to Help our Members!

Meemic is issuing premium refunds to auto insurance Members. Policyholders with auto insurance in effect as of April 30, 2020, will receive a 20% policy refund of two months of premium. The premium refund process will be completed by the end of May and will be reflected in the form of a policy credit or refund check in the case of policies with a paid in full status. Learn more

Please contact our office with any questions!

Engels Insurance Agency

Engels Insurance Agency offers auto insurance in Cadillac, MI

Engels Insurance Agency Welcomes You!

Engels Insurance Agency specializes in providing home and auto insurance in Cadillac, MI. The agency is proud to offer insurance for educators through the Meemic family. Meemic was founded by teachers and has been serving the educational community for over 60 years. Customer satisfaction is our priority. Contact us about coverage options for your specific needs and find out how much you can save.

Learn More About The Meemic Foundation


The Engels Insurance Agency has served the educational community for more than 35 years.  We are a three-generation family business with more than 30 years of teaching, administration and business experience. Our agency has developed a unique perspective on the insurance needs of the educational community. 

Founded in 1979 by Harry and JoAnn Engels in Cadillac, MI, our agency purchased the Ludington office in 2007. Over the years, through honest, caring and dependable service, both offices have grown in size and reputation. 

Our personal goal is to teach the educational community about the insurance we sell. We strive towards knowledgeable customers and put forth a philosophy of open and clear communication. We believe the most satisfied customers are the most informed. 

Thank you for trusting us with your insurance needs.

Agency Principal

Robert and Anne Engels

Robert and Anne joined the Engels Insurance Agency in 2008 and 2011 after graduating from Saginaw Valley State University. They are both licensed insurance agents with a deep interest in supporting the educational community and the communities of Cadillac, Ludington and Manistee. Robert and Anne were married in Ludington in 2013 and took over the insurance business from Harry and JoAnn Engels in January of 2014. They live in Cadillac, MI.


Jeb White

Jeb White joined the Engels Agency in 2013, bringing 10 years of banking experience to the team. He is a licensed insurance agent and works in the Cadillac and Ludington offices. He lives in Cadillac, MI.

Beverly Hall

Beverly Hall has been with the Engels Agency as a licensed insurance agent for more than 15 years. She works in the Cadillac office and lives in Cadillac, MI.

Theresa Jones

Theresa Jones has been working with Meemic and the Engels Agency for more than 10 years. She is a licensed insurance agent and works in the Ludington office. Theresa lives in Freesoil, MI.

Our Offices

Robert & Anne Engels

8169 E. Boon Rd.
Cadillac, MI 49601
Phone:  231-775-2675
Fax: 231-775-8724

Get Directions

110 E. Ludington Ave.
Ludington, MI 49431
Phone:  231-843-7997
Fax: 231-843-0108

Get Directions

Our Hours

Evenings & weekends by appointment

It All Started with Auto Insurance 70 Years Ago

Way back in 1950, Meemic was founded by a small group of teachers to provide affordable auto insurance to their colleagues. True to our roots, we’re still committed to giving members of the educational community the best possible value in car insurance. No matter what kind of car you drive, contact us and we will tailor a policy to suit your needs.

Learn more about auto insurance 

Home Insurance

As a Meemic agency, we’re always striving for a perfect grade. We want you to be completely satisfied with our service, and we’re committed to helping you obtain homeowners insurance that meets your unique needs. Our dedication to quality and service is just one of the reasons Meemic consistently earns one of the highest customer service rankings in the industry.

Learn more about homeowners insurance 

Other Product Coverage Options

If it’s not a work day, you’ve got other places to go and other ways to get there. Take Meemic along for the ride and rest easy knowing you’re protected come what may. As Meemic insurance professionals, we have the expertise to help you choose the exact coverage for your boat insurance*, recreational vehicle insurance or motorcycle insurance. We have product options to fit your unique needs.

Learn more about our other coverage options 

*Boat insurance only available in Michigan.

Visit our Reform Center for more information on recent changes to Michigan's auto insurance laws from Meemic Insurance, a proud member of the AAA family.


With more savings and more services offered more ways than ever, AAA Membership is an indispensable traveling companion on the road of life. As a member, you’ll enjoy our legendary roadside assistance, plus member savings on dining and shopping, identity theft protection and personal service with travel planning. And with local branch, web and mobile access to your membership, you’ll find it easy to make more of every journey, every dollar and every day.

Just a few of the benefits:
• AAA Roadside Assistance in any car, SUV or pickup truck – whether you’re the driver or passenger
• Member savings at local retailers, restaurants, entertainment venues and more
• Free ID theft monitoring with ProtectMyID® Essential
• Free severe weather alerts for up to five locations

Visit our membership page for more information on the different AAA Membership levels.

Call Us    231-775-2675
1685 N. Opdyke Rd., Auburn Hills, MI 48326

Have a question or want to give us feedback? Send us a message anytime. We look forward to hearing from you!

If you are looking to contact an agent, please use our AGENT LOCATOR 


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