Certain parts of auto reform go into effect on July 2, 2020, but you will not need to take any action until it’s time to renew your policy. In the meantime, here are some steps you can take to prepare.

Review your policy.

The new law impacts more than your Personal Injury Protection Allowable Expenses (PIP AE) coverage. Make sure you’re familiar with all the coverages included with your policy, and your current limits — that will help when it comes time to choose your PIP AE limit.

Login or Register for the Account Center to view your policy documents.

Consider your assets.

Don’t let cost or savings alone determine your choice of PIP limit. Lower coverage limits could expose you to medical bills or lawsuits. If you have savings accounts, a 401k, a home or other valuable assets, too little coverage could put them at risk.

Review your healthcare coverage.

The type of healthcare coverage you have may determine the PIP options available to you, and may even allow you to waive PIP coverage.

Check out our Reform Options Planner.

This easy-to-use reform options planner can help provide information so you can make selections that best fit your needs, budget and situation.

Register for the Account Center online if you haven’t done so.

This online portal for Meemic Members keeps you up to date on auto reform. And when it’s time to revise your policy, you'll be able to use a Reform Comparison Calculator to see how auto reform might impact your rates. It’s also a simple way to view your bill, make a payment, file a claim, review your policy, print policy documents and more.

Login or Register for the Account Center.

Reach out to an agent.

If you still have questions, an agent will be more than happy to help provide information.

Call 800-362-4030 or Find an Agent

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