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Michigan Auto Insurance for Educators

If you’re shopping for car insurance in Michigan, we’ve got you covered. Michigan is our home, too, and we’ve been helping educators here save on auto insurance for more than 70 years. Our members enjoy savings of up to 35% and auto insurance discounts developed specifically for faculty, administrators and staff.


Essential Michigan Auto Insurance Information

For Michigan auto insurance policies, state law requires the following minimum coverages:

  • Bodily Injury Liability: $20,000 per person/$40,000 per accident
  • Property Damage Liability: $10,000 per accident

These are just minimums and your personal situation may call for higher limits or additional coverage. If you’re not sure which Michigan auto insurance coverage is right for you, let’s talk. We’re here to help.

Get Started with an Auto Insurance Quote

Ready to find out which auto insurance discounts are available to you? Get started with an auto insurance quote today or contact a local Meemic agent. Your agent can help you find the coverage that’s just right for you.


+This savings and discount opportunity of up to 50% or more is dependent on the named insured’s Personal Injury Protection Allowable Expenses (“PIP AE”) selected limit, the purchase of property insurance, and other rating factors and is only available for new auto policies issued on or after July 2, 2020. An up to 50% savings and discount opportunity is available for unlimited PIP AE. The maximum savings and discount opportunity is up to 63% if a named insured elects not to maintain PIP AE. There are also other PIP AE limit options available that offer other savings and discount opportunities. Savings and discount amounts may vary based on the PIP AE limit selected, the purchase of property insurance, eligibility requirements and other rating factors.

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