MEEMIC's Privacy Policy for the Web Site
This Privacy Policy discloses the privacy practices for http://www.meemic.com | https://secure.meemic.com (MEEMIC's Web Site).
This Policy informs you of:
- The type of personally identifiable information or third-party personally identifiable information collected from you;
- How the information is used;
- How is the information protected;
- With whom the information may be shared;
- Whether information is collected from minors;
- What choices are available to you regarding collection, use and distribution of the information;
- Links to other websites.
- How you will be notified of changes to the Privacy Policy;
- How you can correct any inaccuracies in the information;
- How to contact MEEMIC about the Privacy Policy or the practices of this web site.
If you are not comfortable with any of the terms or policies described in this Privacy Policy, please discontinue use of this site. Please be aware that we may periodically update or revise this Policy. Please check our Privacy Policy frequently for any changes.
MEEMIC's Pledge to You
Your privacy is important to us. That is why we have taken steps to maintain appropriate confidentiality with regards to all information obtained from you during your visit to this Web site. Because this information is private, we have taken steps to protect its confidentiality.
What Personal Information is Collected and How is it Used?
Visitors to the MEEMIC Web site are free to explore this site without providing any personal information. When you visit the MEEMIC Web site, to evaluate what MEEMIC Web site visitors want and how to improve usage of the site, MEEMIC logs your current IP address (this is often a temporary IP address assigned by an Internet Service Provider (ISP) each time you log into the ISP), the type of operating system you are using, and the type of browser software used. MEEMIC may also keep track of the portions of the MEEMIC Web site you visit. This activity is done without MEEMIC's knowledge of your name, e-mail address, or other personally identifiable information.
If you decide to submit via the MEEMIC Web site a request for quote, MEEMIC requests personal information about you, others in your household and your vehicles or properties in order to provide an accurate premium quote. During the quote request process, we may require information such as your name, occupation and zip code. Other information that will be needed during this process includes a description of the items to be insured and the amount of insurance desired.
If you are filing a claim via the MEEMIC Web site, MEEMIC will also request information about you and the accident. To inquire about an open claim, MEEMIC will request your claim and policy numbers.
“Cookies” are short bits of information that a web server can store temporarily within your web browser. Our website uses cookies to carry forward information you entered on one page to the next. The data in the cookies we send can only be used by our web site. Our cookies do not read data from your computer’s hard drive or other web sites’ cookies.
There are two types of cookies. The first, known as persistent cookies, are saved to a computer’s hard drive until they expire on the date specified by the web server. The second, more commonly known as session cookies, exist only in memory and are destroyed once you close your web browser. We only use session cookies.
If you are concerned about the use of cookies, you can reject them. To do this, set your browser to not accept cookies. You may still use our Web site even though you reject cookies. However, rejecting cookies may prevent you from using certain functions or sections of our web site.
How is Your Information Protected?
MEEMIC uses information submitted by you to generate an insurance premium quotation, to issue a policy, to service your policy or to settle claims.
We use a secure server implementing the secure Sockets Layer (SSL) protocol to safeguard the information you submit to us. You will know you are on a secured page if you see the lock icon on the bottom of your Web browser window, or if the URL has changed from http://www.meemic.com to https://secure.meemic.com.
E-mail messages are not secure unless you are using a secure e-mail program. E-mail messages are subject to viewing, alteration, and copying by potentially anyone. For your safety, we encourage you to contact us directly (via postal service or telephone) regarding any confidential or sensitive matters.
MEEMIC may also use your email address to contact you to confirm rate information, policy information or other products and services needs.
Who Do We Share Your Information With?
Any information we collect over our Web site (including email addresses) will not be shared, sold or rented to any third party vendor. We do not request or store information solely for marketing purposes. All MEEMIC employees and sales representatives are expected to comply with MEEMIC's Code of Ethics, which includes the confidential treatment of information.
There may be circumstances when we may, without your authorization, and sometimes as required by law, share information about you with third parties who perform services for us and or appear to have a need for the information. These may include our affiliates and subsidiaries; claims adjusters and investigators; your agent; credit bureaus; insurance regulatory authorities; law enforcement agencies or other governmental authorities; persons or organizations conducting actuarial or research studies.
Does MEEMIC collect information from minors?
The MEEMIC Web site is for insurance and products and services and is not intended for children. MEEMIC makes no active effort to collect personal information from children under the age of 18. Children who wish to submit information should have permission from a parent or legal guardian.
What Options Do I Have Regarding the Collection, Use and Distribution of My Information?
Any information you submit to MEEMIC via this Web site is done on a voluntary basis. When you access this site, the collection, use and distribution of your information will be handled according to the terms and policies outlined in the Privacy Policy. If you object to any of these policies, we ask that you do not submit information or access our site.
Links to Other Websites
Our website may contain links to other websites. Please be aware that we are not responsible for the privacy practices or the content of these websites. When you leave our website, we encourage you to read the privacy policy of every website that collects personally identifiable information. The privacy policy for MEEMIC Insurance Company applies solely to information collected by our website.
We may also contract with vendors to provide additional features or services via the Internet. These third-party websites are not under the control of MEEMIC Insurance Company and we are not responsible for their contents. These websites have separate privacy and data collection practices, independent of MEEMIC Insurance Company. We have no responsibility or liability for these independent practices, policies or actions. You are solely responsible for any personal information you provide while visiting these websites.
Notification of Changes to Privacy Policy
If MEEMIC decides to change this Privacy Policy, we will post those changes on the MEEMIC Web site so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify such users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the Privacy Policy under which the information was collected.
How Can I Correct, Update or Delete Information that Has Been Provided?
This site does not offer a way to correct, update or delete your information. If you need to revise your information, please contact the Customer Service department of MEEMIC (1-888 4 MEEMIC).
How Do I Contact MEEMIC?
If you have questions about this privacy policy, the practices of this site, or your dealings with this Web site, you can contact:
Director of Corporate Communications and Public Relations
MEEMIC Insurance Company
1685 N. Opdyke Road
Auburn Hills, MI 48326
communications@meemic.com
1-888 4 MEEMIC (1-888-463-3642)
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