What Homeowners Insurance Covers

Understanding Your Homeowners Insurance Coverage

When you work with students, your job comes with plenty of responsibilities — and so does being a homeowner. At the top of the list? Understanding how homeowners insurance coverage works and what it pays for. You can always contact your local Meemic agent with any questions, but here’s an overview of home insurance coverage to get you started:

Dwelling or Other Structure Coverage Personal Property Coverage Liability Coverage Optional Coverages
This coverage protects the structure of your home and separate structures, such as a garage, from damage caused by wind, fire, hail, vandalism and more. This coverage protects your possessions, such as clothing, televisions or furniture, if damaged or stolen. This coverage protects your assets and can defend you against claims others make against you as a result of bodily injury or damage to property. These coverages are available to protect valuable items such as jewelry, electronics and collectibles.

Extra Value Without the Extra Cost

Our homeowners insurance coverage includes extras you may not get with other policies, including:

  • Replacement cost for your personal property
  • Coverage up to $2,500 for computers loaned to you by your employer for use at home
  • Teacher, professor and school administrator liability coverage
  • Up to $250 for loss of refrigerated goods due to power loss or mechanical failure
  • And more

Interested in Becoming a Meemic Member?

Get started with a home insurance quote or contact a local Meemic agent.

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