Testimonial
“I would like to give them a gold star. They are amazing.”
- Beverly W.
Policyholder since 1997

Watercraft Insurance
As a proud recreational boat owner, you will find that MEEMIC has a Watercraft policy to fit your needs.
- $500 towing and labor coverage
- Multi-policy discount
- Safety course discount
- Option to purchase uninsured watercraft coverage
- Guaranteed collision repairs (through direct repair shops only)
We invite you to take advantage of one of our exclusive "clubs":
MEEMIC's Captain's Club® Policy
MEEMIC's Captain's Club® Policy is available for a wide variety of boats. Along with physical damage and liability coverages, both available under this policy, this plan offers you the flexibility to further customize your coverage to fit your needs.
MEEMIC's Captain's Club® Plus Policy
MEEMIC's Captain's Club® Plus Policy provides our best coverage. It has the same coverage as the Captain's Club® Policy, plus:
- Agreed Value loss settlement on total losses
- Waiver of deductible in the event of a total loss
- $250 personal effects coverage with no deductible
- $500 reward for stolen boat or arson information that leads to a conviction
We invite you to take the plunge and find out more about MEEMIC's watercraft coverage!
This page contains a brief description of coverage. This is not a contract. Other terms, conditions, and exclusions may apply. All coverages are subject to all policy provisions and applicable endorsements.